Benefits - Medical

CTSC pays a major portion of the medical insurance premium and your portion is a pretax deduction. You have the opportunity to elect coverage that meets the individual and family needs. Coverage options include:

Employee Only

Employee and Child(ren)

Employee and Spouse

Employee and Family

Our medical plan is a PPO Plan or comprehensive if you are in the following locations (Alaska, Mississippi or Cuba). Under this flexible plan, employees are not required to select a primary care physician and employees may go to a specialist without having a referral.

In-Network Benefits

Most services provided at 100% after $15 co-payment.

$250 deductible using in-network benefits.

Out-of-Network Benefits

$500 per person or $750 per family deductible

Most services provided at 70% after deductible.

Prescription Drugs (30-day supply and 90-day mail order supply)

Generic $10 co-pay

Brand Name $25 co-pay

Non-Preferred Brand $40 co-pay

Co-pay for 90 day supply is two times cost for one month (third month supply free).